Free Tool

Identity Theft Risk Assessment

Answer 10 questions about suspicious activity you have noticed. Receive a weighted risk score, a breakdown by category, and specific findings based on patterns from real identity theft investigations.

By Michael Muinov, Founder and Lead Investigator · AllRussian.com ·

Your answers are not stored or transmitted. Scoring runs entirely in your browser.

Question 1 of 10

Credit activity

Have you noticed unauthorized credit inquiries or new accounts you did not open on your credit report?

Unfamiliar accounts

Have you received bills, statements, or collection notices for accounts you never opened?

Mail and correspondence

Have you experienced any irregularities with your physical mail?

Data breach exposure

Has any company or service notified you that your personal information was exposed in a data breach?

SSN misuse signals

Have you encountered any signs that your Social Security number may be in use by someone else?

Tax return anomalies

Have you experienced problems filing your tax return?

Medical and insurance

Have you received medical bills or insurance explanations for services you did not receive?

Account takeover

Have any of your online accounts been accessed without your permission or had passwords changed without your action?

Phishing and social engineering

Have you responded to or clicked through any suspicious emails, texts, or calls that asked for personal information?

Dark web and monitoring alerts

Has a credit monitoring or dark web scanning service alerted you that your personal information was found for sale?

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Calculating…

Score breakdown by category

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This tool is a screening aid based on investigative experience. It does not constitute a professional investigation or legal advice. Results reflect probability patterns, not certainties. For a definitive answer, commission a professional Identity Verification.

How this assessment works

The Identity Theft Risk Assessment scores ten factors across five dimensions: financial indicators (credit activity, unfamiliar accounts), government record misuse (SSN signals, tax anomalies), personal data exposure (breaches, dark web alerts), account security (takeovers, phishing), and medical or insurance fraud. Each factor carries a weight proportional to its severity in confirmed identity theft cases.

Your answers generate a score between 0 and 100. Scores above 50 indicate that multiple indicators are present simultaneously, a pattern that almost always correlates with active identity misuse in our investigation experience. At that level, immediate action and professional investigation are strongly recommended.

The tool does not ask for your name, email, or any identifying information. No data is transmitted. Scoring runs entirely in your browser.

Frequently asked questions

What does this identity theft assessment check?

The assessment scores ten risk factors drawn from patterns observed in real identity theft cases: unauthorized credit activity, unfamiliar accounts, mail irregularities, data breach exposure, SSN misuse signals, tax return anomalies, medical billing discrepancies, account takeover indicators, phishing exposure, and dark web monitoring alerts.

Is this assessment free?

Yes, completely free. No registration or email is required. All scoring runs locally in your browser and no data is stored or transmitted.

What should I do if I get a high-risk result?

Place a fraud alert or credit freeze with all three bureaus (Equifax, Experian, TransUnion) immediately. File an identity theft report at IdentityTheft.gov. Review all financial and medical statements carefully. Consider a professional identity verification to determine how your information is being used and by whom.

Can AllRussian help with US-based identity theft?

Yes. While AllRussian specializes in international identity verification, we also conduct US-based investigations. We can trace how a stolen identity is being used, identify the perpetrators through public-source research, and deliver a documented report suitable for law enforcement or legal proceedings.

How is this different from credit monitoring?

Credit monitoring detects changes to your credit file after they occur. This assessment evaluates a broader set of indicators, including signals that precede financial damage: mail diversion, data breach exposure, SSN misuse in tax or employment contexts, and medical identity fraud. It helps you understand your overall exposure level, not just your credit status.